Home Mortgage Alliance Corporation (HMAC) in Wisconsin vs the state
58.3%Denial rate+44.32 pts vs state
58.3%Decision denial rate+41.97 pts vs state
41.7%Origination rate-26.48 pts vs state
7.50%Median rate+0.88 pts vs state
0.50Rate spread (pts)+0.38 pts vs state
$141kMedian applicant income
5Loans originated
7Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 8 | 0.0% | 7.69% | #426 |
| 2025 | 12 | 5 | 58.3% | 7.50% | #473 |
What Home Mortgage Alliance Corporation (HMAC) lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Home Mortgage Alliance Corporation (HMAC) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 9 | 4 | 5 | 55.6% |
| Dane County | 2 | 1 | 1 | 50.0% |
| Waukesha County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 12 applications in 2025, of which 5 were originated and 7 denied.
58.3% of all applications, or 58.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Home Mortgage Alliance Corporation (HMAC) originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Home Mortgage Alliance Corporation (HMAC)'s own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology