Home Mortgage Alliance Corporation (HMAC) in Nevada vs the state
23.8%Denial rate+6.36 pts vs state
34.5%Decision denial rate+12.26 pts vs state
42.9%Origination rate-14.85 pts vs state
8.69%Median rate+2.06 pts vs state
1.99Rate spread (pts)+1.70 pts vs state
$168kMedian applicant income
18Loans originated
10Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 18 | 2.9% | 8.06% | #224 |
| 2024 | 51 | 25 | 11.8% | 8.13% | #199 |
| 2025 | 42 | 18 | 23.8% | 8.69% | #221 |
What Home Mortgage Alliance Corporation (HMAC) lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Home Mortgage Alliance Corporation (HMAC) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 40 | 16 | 10 | 25.0% |
| Washoe County | 1 | 1 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 42 applications in 2025, of which 18 were originated and 10 denied.
23.8% of all applications, or 34.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Home Mortgage Alliance Corporation (HMAC) originated in Nevada in 2025 was 8.69%, against a statewide median of 6.63%.
About this data. Figures are Home Mortgage Alliance Corporation (HMAC)'s own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology