Home Loan Investment Bank in Kansas vs the state
12.5%Denial rate-2.53 pts vs state
33.3%Decision denial rate+15.05 pts vs state
25.0%Origination rate-38.82 pts vs state
7.75%Median rate+1.13 pts vs state
4.41Rate spread (pts)+4.11 pts vs state
$116kMedian applicant income
4Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 5 | 36.8% | 7.25% | #284 |
| 2024 | 26 | 8 | 15.4% | 8.25% | #259 |
| 2025 | 16 | 4 | 12.5% | 7.75% | #314 |
What Home Loan Investment Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 4 | 2 | 0 | 0.0% |
| Sedgwick County | 4 | 1 | 1 | 25.0% |
| Wilson County | 1 | 0 | 0 | 0.0% |
| Haskell County | 1 | 0 | 0 | 0.0% |
| Gray County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Norton County | 1 | 0 | 0 | 0.0% |
| Greenwood County | 1 | 0 | 0 | 0.0% |
| Leavenworth County | 1 | 0 | 0 | 0.0% |
| Reno County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 16 applications in 2025, of which 4 were originated and 2 denied.
12.5% of all applications, or 33.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Home Loan Investment Bank originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology