Home Bank SB in Indiana vs the state
8.3%Denial rate-8.28 pts vs state
10.3%Decision denial rate-9.80 pts vs state
71.0%Origination rate+8.72 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
154Loans originated
18Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 155 | 12.3% | — | #171 |
| 2024 | 240 | 163 | 9.2% | — | #171 |
| 2025 | 217 | 154 | 8.3% | — | #189 |
What Home Bank SB lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Home Bank SB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morgan County | 123 | 83 | 12 | 9.8% |
| Marion County | 21 | 15 | 2 | 9.5% |
| Johnson County | 15 | 12 | 1 | 6.7% |
| Hendricks County | 15 | 12 | 0 | 0.0% |
| Putnam County | 6 | 5 | 1 | 16.7% |
| Monroe County | 5 | 4 | 1 | 20.0% |
| Greene County | 4 | 4 | 0 | 0.0% |
| Owen County | 4 | 2 | 0 | 0.0% |
| Hancock County | 3 | 3 | 0 | 0.0% |
| Brown County | 3 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 217 applications in 2025, of which 154 were originated and 18 denied.
8.3% of all applications, or 10.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Home Bank SB's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology