Highlands Residential Mortgage in Kansas vs the state
0.0%Denial rate-15.03 pts vs state
—Decision denial rate
0.0%Origination rate-63.82 pts vs state
—Median rate
—Rate spread (pts)
$201kMedian applicant income
0Loans originated
0Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 7.31% | #363 |
| 2024 | 5 | 4 | 0.0% | 6.56% | #402 |
| 2025 | 5 | 0 | 0.0% | — | #415 |
What Highlands Residential Mortgage lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most Highlands Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 2 | 0 | 0 | 0.0% |
| Sedgwick County | 1 | 0 | 0 | 0.0% |
| Crawford County | 1 | 0 | 0 | 0.0% |
| Wyandotte County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 5 applications in 2025, of which 0 were originated and 0 denied.
0.0% of all applications, or — of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Highlands Residential Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology