HealthCare Associates Credit Union in Illinois vs the state
32.3%Denial rate+15.19 pts vs state
36.7%Decision denial rate+15.00 pts vs state
55.0%Origination rate-3.74 pts vs state
—Median rate
—Rate spread (pts)
$126kMedian applicant income
143Loans originated
84Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 351 | 201 | 31.1% | — | #146 |
| 2024 | 324 | 181 | 28.7% | — | #169 |
| 2025 | 260 | 143 | 32.3% | — | #215 |
What HealthCare Associates Credit Union lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most HealthCare Associates Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 141 | 69 | 51 | 36.2% |
| DuPage County | 33 | 18 | 11 | 33.3% |
| Will County | 29 | 20 | 8 | 27.6% |
| Kane County | 22 | 13 | 6 | 27.3% |
| Lake County | 11 | 5 | 5 | 45.5% |
| Kendall County | 9 | 6 | 0 | 0.0% |
| McHenry County | 9 | 6 | 3 | 33.3% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
| McDonough County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 260 applications in 2025, of which 143 were originated and 84 denied.
32.3% of all applications, or 36.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are HealthCare Associates Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology