Havard Federal Credit Union in New Hampshire vs the state
0.0%Denial rate-16.49 pts vs state
0.0%Decision denial rate-20.27 pts vs state
77.8%Origination rate+16.07 pts vs state
6.99%Median rate+0.17 pts vs state
-0.25Rate spread (pts)-0.49 pts vs state
$175kMedian applicant income
7Loans originated
0Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 20 | 16.7% | 4.99% | #148 |
| 2024 | 23 | 21 | 4.4% | 6.99% | #169 |
| 2025 | 9 | 7 | 0.0% | 6.99% | #258 |
What Havard Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Where in New Hampshire
Counties with the most Havard Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 5 | 4 | 0 | 0.0% |
| Rockingham County | 3 | 2 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 9 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Havard Federal Credit Union originated in New Hampshire in 2025 was 6.99%, against a statewide median of 6.82%.
About this data. Figures are Havard Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology