Hartford Funding in New Jersey vs the state
5.3%Denial rate-12.43 pts vs state
6.8%Decision denial rate-16.23 pts vs state
42.1%Origination rate-13.57 pts vs state
6.94%Median rate+0.19 pts vs state
0.89Rate spread (pts)+0.61 pts vs state
$141kMedian applicant income
24Loans originated
3Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 16 | 6.7% | 7.25% | #345 |
| 2024 | 39 | 23 | 12.8% | 7.13% | #372 |
| 2025 | 57 | 24 | 5.3% | 6.94% | #338 |
What Hartford Funding lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Hartford Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Union County | 12 | 1 | 0 | 0.0% |
| Monmouth County | 9 | 4 | 1 | 11.1% |
| Bergen County | 7 | 4 | 1 | 14.3% |
| Morris County | 6 | 3 | 0 | 0.0% |
| Essex County | 5 | 3 | 0 | 0.0% |
| Sussex County | 3 | 0 | 0 | 0.0% |
| Passaic County | 3 | 3 | 0 | 0.0% |
| Middlesex County | 3 | 2 | 1 | 33.3% |
| Hudson County | 2 | 0 | 0 | 0.0% |
| Warren County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 57 applications in 2025, of which 24 were originated and 3 denied.
5.3% of all applications, or 6.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Hartford Funding originated in New Jersey in 2025 was 6.94%, against a statewide median of 6.75%.
About this data. Figures are Hartford Funding's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology