GTE Federal Credit Union in Tennessee vs the state
21.8%Denial rate+4.66 pts vs state
24.4%Decision denial rate+2.69 pts vs state
64.7%Origination rate+6.58 pts vs state
8.50%Median rate+1.88 pts vs state
1.25Rate spread (pts)+1.02 pts vs state
$143kMedian applicant income
86Loans originated
29Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 72 | 26.8% | 10.25% | #277 |
| 2024 | 105 | 60 | 32.4% | 9.75% | #298 |
| 2025 | 133 | 86 | 21.8% | 8.50% | #274 |
What GTE Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 24 | 20 | 0 | 0.0% |
| Rutherford County | 17 | 10 | 5 | 29.4% |
| Knox County | 13 | 4 | 3 | 23.1% |
| Davidson County | 12 | 8 | 4 | 33.3% |
| Wilson County | 8 | 7 | 1 | 12.5% |
| Blount County | 6 | 3 | 3 | 50.0% |
| Hamilton County | 6 | 5 | 0 | 0.0% |
| Sumner County | 6 | 4 | 1 | 16.7% |
| Sevier County | 3 | 1 | 1 | 33.3% |
| Stewart County | 3 | 2 | 1 | 33.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 133 applications in 2025, of which 86 were originated and 29 denied.
21.8% of all applications, or 24.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans GTE Federal Credit Union originated in Tennessee in 2025 was 8.50%, against a statewide median of 6.62%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology