Greenwood Credit Union · Ohio · 2025

Greenwood Credit Union in Ohio: approval rate, denial rate and rates (2025)

Greenwood Credit Union took 9 mortgage applications in Ohio in 2025, ranking #634 of 1,092 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

9Applicationsin OH
0.0%Decision denial ratestate 21.9%
8.74%Median ratestate 6.88%
$45,000Median loanstate $155,000
$395kVolume7 counties

Greenwood Credit Union in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
100.0%Origination rate+40.10 pts vs state
8.74%Median rate+1.87 pts vs state
Rate spread (pts)
$54kMedian applicant income
9Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024870.0%9.00%#639
2025990.0%8.74%#634

What Greenwood Credit Union lends in Ohio

By loan purpose

Home purchase 8 89% · 0.0% denied
Home improvement 1 11% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Ohio

Counties with the most Greenwood Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 220 0.0%
Ashtabula County 220 0.0%
Geauga County 110 0.0%
Portage County 110 0.0%
Clermont County 110 0.0%
Morrow County 110 0.0%
Montgomery County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 9 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Greenwood Credit Union originated in Ohio in 2025 was 8.74%, against a statewide median of 6.88%.

About this data. Figures are Greenwood Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology