GREENSTATE Credit Union · Nebraska · 2025

GREENSTATE Credit Union in Nebraska: approval rate, denial rate and rates (2025)

GREENSTATE Credit Union took 189 mortgage applications in Nebraska in 2025, ranking #76 of 565 lenders active in the state. It originated 78.3% of them and denied 5.3% (5.9% of the applications it decided), against a statewide denial rate of 12.5%.

189Applicationsin NE
5.9%Decision denial ratestate 15.1%
6.24%Median ratestate 6.63%
$235,000Median loanstate $185,000
$36MVolume15 counties

GREENSTATE Credit Union in Nebraska vs the state

5.3%Denial rate-7.24 pts vs state
5.9%Decision denial rate-9.22 pts vs state
78.3%Origination rate+11.03 pts vs state
6.24%Median rate-0.38 pts vs state
0.04Rate spread (pts)-0.18 pts vs state
$141kMedian applicant income
148Loans originated
10Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329210.0%6.38%#151
2024271911.1%6.63%#169
20251891485.3%6.24%#76

What GREENSTATE Credit Union lends in Nebraska

By loan purpose

Home purchase 104 55% · 1.0% denied
Refinance 37 20% · 10.8% denied
Cash-out refinance 18 10% · 11.1% denied
Home improvement 19 10% · 5.3% denied
Other / HELOC 11 6% · 18.2% denied

By loan type

Conventional 173 92% · 5.2% denied
FHA 4 2% · 25.0% denied
VA 12 6% · 0.0% denied

Why it denied Nebraska applicants

Debt-to-income ratio 6 60%
Collateral 3 30%
Credit history 1 10%

Where in Nebraska

Counties with the most GREENSTATE Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 109887 6.4%
Sarpy County 39301 2.6%
Lancaster County 960 0.0%
Washington County 630 0.0%
Buffalo County 550 0.0%
Madison County 440 0.0%
Dakota County 321 33.3%
Saunders County 310 0.0%
Cass County 220 0.0%
Burt County 220 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 189 applications in 2025, of which 148 were originated and 10 denied.

5.3% of all applications, or 5.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans GREENSTATE Credit Union originated in Nebraska in 2025 was 6.24%, against a statewide median of 6.63%.

About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology