GREENSTATE Credit Union in Missouri vs the state
13.3%Denial rate-1.74 pts vs state
15.0%Decision denial rate-3.70 pts vs state
73.3%Origination rate+10.67 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)-0.06 pts vs state
$156kMedian applicant income
33Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 25 | 5.4% | 6.88% | #360 |
| 2024 | 47 | 34 | 4.3% | 6.93% | #339 |
| 2025 | 45 | 33 | 13.3% | 6.50% | #354 |
What GREENSTATE Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 7 | 7 | 0 | 0.0% |
| Jackson County | 6 | 3 | 2 | 33.3% |
| Boone County | 3 | 3 | 0 | 0.0% |
| St. Louis County | 3 | 3 | 0 | 0.0% |
| Greene County | 3 | 2 | 1 | 33.3% |
| St. Francois County | 3 | 1 | 0 | 0.0% |
| Adair County | 3 | 2 | 0 | 0.0% |
| Cooper County | 2 | 0 | 1 | 50.0% |
| Morgan County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 45 applications in 2025, of which 33 were originated and 6 denied.
13.3% of all applications, or 15.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans GREENSTATE Credit Union originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology