GREENSTATE Credit Union in Indiana vs the state
44.9%Denial rate+28.36 pts vs state
48.2%Decision denial rate+28.05 pts vs state
37.7%Origination rate-24.57 pts vs state
7.30%Median rate+0.54 pts vs state
1.58Rate spread (pts)+1.22 pts vs state
$60kMedian applicant income
78Loans originated
93Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 105 | 35.2% | 8.99% | #162 |
| 2024 | 287 | 94 | 45.0% | 9.87% | #147 |
| 2025 | 207 | 78 | 44.9% | 7.30% | #199 |
What GREENSTATE Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 18 | 8 | 8 | 44.4% |
| Elkhart County | 17 | 7 | 6 | 35.3% |
| LaPorte County | 15 | 10 | 5 | 33.3% |
| Monroe County | 15 | 7 | 6 | 40.0% |
| Morgan County | 14 | 4 | 8 | 57.1% |
| Allen County | 13 | 0 | 9 | 69.2% |
| Porter County | 11 | 4 | 3 | 27.3% |
| DeKalb County | 11 | 1 | 9 | 81.8% |
| Madison County | 10 | 2 | 8 | 80.0% |
| Lake County | 9 | 7 | 1 | 11.1% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 207 applications in 2025, of which 78 were originated and 93 denied.
44.9% of all applications, or 48.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans GREENSTATE Credit Union originated in Indiana in 2025 was 7.30%, against a statewide median of 6.75%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology