Great Basin Federal Credit Union in Nevada vs the state
43.0%Denial rate+25.51 pts vs state
43.9%Decision denial rate+21.72 pts vs state
38.5%Origination rate-19.19 pts vs state
7.75%Median rate+1.13 pts vs state
0.44Rate spread (pts)+0.15 pts vs state
$107kMedian applicant income
52Loans originated
58Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 135 | 64 | 31.9% | 8.75% | #109 |
| 2024 | 86 | 46 | 25.6% | 8.75% | #153 |
| 2025 | 135 | 52 | 43.0% | 7.75% | #126 |
What Great Basin Federal Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Great Basin Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 121 | 50 | 48 | 39.7% |
| Lyon County | 5 | 2 | 2 | 40.0% |
| Storey County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 135 applications in 2025, of which 52 were originated and 58 denied.
43.0% of all applications, or 43.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Great Basin Federal Credit Union originated in Nevada in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Great Basin Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology