Grandview Bank in Texas vs the state
9.0%Denial rate-10.42 pts vs state
9.8%Decision denial rate-15.10 pts vs state
79.3%Origination rate+24.40 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
88Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 119 | 9.7% | — | #485 |
| 2024 | 109 | 90 | 5.5% | — | #541 |
| 2025 | 111 | 88 | 9.0% | — | #534 |
What Grandview Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Grandview Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 58 | 46 | 4 | 6.9% |
| Hill County | 20 | 13 | 5 | 25.0% |
| Bell County | 6 | 6 | 0 | 0.0% |
| Bosque County | 5 | 5 | 0 | 0.0% |
| Tarrant County | 4 | 4 | 0 | 0.0% |
| Parker County | 3 | 2 | 0 | 0.0% |
| Palo Pinto County | 2 | 1 | 1 | 50.0% |
| Montague County | 1 | 1 | 0 | 0.0% |
| Nacogdoches County | 1 | 0 | 0 | 0.0% |
| Hood County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 111 applications in 2025, of which 88 were originated and 10 denied.
9.0% of all applications, or 9.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Grandview Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology