Gold Star Mortgage Financial Group in Tennessee vs the state
1.9%Denial rate-15.25 pts vs state
2.7%Decision denial rate-19.01 pts vs state
51.9%Origination rate-6.19 pts vs state
6.75%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.33 pts vs state
$113kMedian applicant income
55Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 44 | 0.0% | 6.63% | #346 |
| 2024 | 53 | 34 | 1.9% | 6.75% | #387 |
| 2025 | 106 | 55 | 1.9% | 6.75% | #316 |
What Gold Star Mortgage Financial Group lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 17 | 10 | 0 | 0.0% |
| Davidson County | 10 | 6 | 1 | 10.0% |
| Sullivan County | 7 | 6 | 0 | 0.0% |
| Bradley County | 7 | 4 | 0 | 0.0% |
| Blount County | 6 | 3 | 0 | 0.0% |
| Williamson County | 5 | 1 | 0 | 0.0% |
| Montgomery County | 5 | 2 | 0 | 0.0% |
| Hamilton County | 5 | 1 | 0 | 0.0% |
| Sumner County | 4 | 3 | 0 | 0.0% |
| Rutherford County | 4 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 106 applications in 2025, of which 55 were originated and 2 denied.
1.9% of all applications, or 2.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Gold Star Mortgage Financial Group originated in Tennessee in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology