Gold Star Mortgage Financial Group in Oklahoma vs the state
2.3%Denial rate-15.63 pts vs state
3.5%Decision denial rate-19.42 pts vs state
59.5%Origination rate+3.44 pts vs state
6.63%Median rate0.00 pts vs state
0.71Rate spread (pts)+0.36 pts vs state
$88kMedian applicant income
78Loans originated
3Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 15 | 4.6% | 6.99% | #306 |
| 2024 | 17 | 12 | 0.0% | 6.87% | #331 |
| 2025 | 131 | 78 | 2.3% | 6.63% | #161 |
What Gold Star Mortgage Financial Group lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 50 | 28 | 1 | 2.0% |
| Canadian County | 20 | 9 | 1 | 5.0% |
| Lincoln County | 13 | 7 | 0 | 0.0% |
| Cleveland County | 10 | 9 | 0 | 0.0% |
| Washington County | 8 | 4 | 0 | 0.0% |
| McClain County | 5 | 4 | 0 | 0.0% |
| Tulsa County | 4 | 3 | 0 | 0.0% |
| Pottawatomie County | 4 | 2 | 0 | 0.0% |
| Logan County | 3 | 2 | 1 | 33.3% |
| Payne County | 2 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 131 applications in 2025, of which 78 were originated and 3 denied.
2.3% of all applications, or 3.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Gold Star Mortgage Financial Group originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology