Gold Star Mortgage Financial Group in Arkansas vs the state
10.3%Denial rate-7.93 pts vs state
14.3%Decision denial rate-8.84 pts vs state
56.4%Origination rate-0.42 pts vs state
6.56%Median rate-0.06 pts vs state
0.28Rate spread (pts)-0.06 pts vs state
$83kMedian applicant income
22Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 1 | 0.0% | 6.63% | #391 |
| 2025 | 39 | 22 | 10.3% | 6.56% | #224 |
What Gold Star Mortgage Financial Group lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 17 | 11 | 0 | 0.0% |
| Washington County | 7 | 5 | 0 | 0.0% |
| Craighead County | 3 | 2 | 1 | 33.3% |
| Poinsett County | 3 | 1 | 0 | 0.0% |
| White County | 2 | 1 | 0 | 0.0% |
| Cross County | 2 | 0 | 1 | 50.0% |
| Greene County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Mississippi County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 39 applications in 2025, of which 22 were originated and 4 denied.
10.3% of all applications, or 14.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Gold Star Mortgage Financial Group originated in Arkansas in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology