Genway Home Mortgage in Oregon vs the state
26.5%Denial rate+11.16 pts vs state
30.5%Decision denial rate+11.35 pts vs state
58.8%Origination rate-1.80 pts vs state
7.25%Median rate+0.50 pts vs state
1.10Rate spread (pts)+0.82 pts vs state
$133kMedian applicant income
40Loans originated
18Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 3 | 0.0% | 7.75% | #381 |
| 2025 | 68 | 40 | 26.5% | 7.25% | #196 |
What Genway Home Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 13 | 12 | 1 | 7.7% |
| Marion County | 12 | 6 | 1 | 8.3% |
| Yamhill County | 10 | 7 | 2 | 20.0% |
| Multnomah County | 9 | 6 | 3 | 33.3% |
| Clackamas County | 6 | 2 | 1 | 16.7% |
| Polk County | 5 | 1 | 4 | 80.0% |
| Douglas County | 3 | 0 | 3 | 100.0% |
| Crook County | 3 | 3 | 0 | 0.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Lane County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 68 applications in 2025, of which 40 were originated and 18 denied.
26.5% of all applications, or 30.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Genway Home Mortgage originated in Oregon in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology