Genway Home Mortgage · Oklahoma · 2025

Genway Home Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 44 mortgage applications in Oklahoma in 2025, ranking #271 of 821 lenders active in the state. It originated 50.0% of them and denied 25.0% (33.3% of the applications it decided), against a statewide denial rate of 17.9%.

44Applicationsin OK
33.3%Decision denial ratestate 22.9%
7.56%Median ratestate 6.63%
$210,000Median loanstate $165,000
$3.7MVolume17 counties

Genway Home Mortgage in Oklahoma vs the state

25.0%Denial rate+7.08 pts vs state
33.3%Decision denial rate+10.46 pts vs state
50.0%Origination rate-6.10 pts vs state
7.56%Median rate+0.94 pts vs state
2.03Rate spread (pts)+1.69 pts vs state
$82kMedian applicant income
22Loans originated
11Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202414914.3%5.75%#349
2025442225.0%7.56%#271

What Genway Home Mortgage lends in Oklahoma

By loan purpose

Home purchase 42 95% · 23.8% denied
Cash-out refinance 2 5% · 50.0% denied

By loan type

Conventional 14 32% · 28.6% denied
FHA 20 45% · 30.0% denied
VA 4 9% · 0.0% denied
USDA / RHS 6 14% · 16.7% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 4 36%
Insufficient cash 3 27%
Incomplete application 2 18%
Collateral 1 9%
Unverifiable information 1 9%

Where in Oklahoma

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 833 37.5%
Rogers County 522 40.0%
Canadian County 422 50.0%
Cleveland County 320 0.0%
Creek County 310 0.0%
Oklahoma County 320 0.0%
Wagoner County 311 33.3%
Pottawatomie County 312 66.7%
Carter County 200 0.0%
Stephens County 220 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 44 applications in 2025, of which 22 were originated and 11 denied.

25.0% of all applications, or 33.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Genway Home Mortgage originated in Oklahoma in 2025 was 7.56%, against a statewide median of 6.63%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology