Genisys Credit Union in Oregon vs the state
4.6%Denial rate-10.76 pts vs state
4.8%Decision denial rate-14.40 pts vs state
90.9%Origination rate+30.29 pts vs state
5.94%Median rate-0.81 pts vs state
0.05Rate spread (pts)-0.23 pts vs state
$326kMedian applicant income
20Loans originated
1Denied
What Genisys Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 5 | 4 | 1 | 20.0% |
| Multnomah County | 5 | 4 | 0 | 0.0% |
| Washington County | 4 | 4 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Linn County | 2 | 2 | 0 | 0.0% |
| Hood River County | 1 | 1 | 0 | 0.0% |
| Lane County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 22 applications in 2025, of which 20 were originated and 1 denied.
4.6% of all applications, or 4.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Genisys Credit Union originated in Oregon in 2025 was 5.94%, against a statewide median of 6.75%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology