Geneva Financial in Georgia vs the state
2.9%Denial rate-16.33 pts vs state
4.4%Decision denial rate-20.66 pts vs state
62.7%Origination rate+8.56 pts vs state
6.63%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.24 pts vs state
$81kMedian applicant income
260Loans originated
12Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 318 | 190 | 4.4% | 7.00% | #171 |
| 2024 | 294 | 186 | 3.4% | 6.75% | #197 |
| 2025 | 415 | 260 | 2.9% | 6.63% | #168 |
What Geneva Financial lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 75 | 50 | 2 | 2.7% |
| DeKalb County | 33 | 17 | 2 | 6.1% |
| Henry County | 17 | 6 | 0 | 0.0% |
| Hart County | 14 | 13 | 0 | 0.0% |
| Gwinnett County | 14 | 9 | 0 | 0.0% |
| Chatham County | 14 | 9 | 0 | 0.0% |
| Rockdale County | 14 | 6 | 2 | 14.3% |
| Cobb County | 13 | 9 | 1 | 7.7% |
| Dougherty County | 11 | 4 | 0 | 0.0% |
| Newton County | 10 | 8 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 415 applications in 2025, of which 260 were originated and 12 denied.
2.9% of all applications, or 4.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Geneva Financial originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology