General Mortgage Capital · Kansas · 2025

General Mortgage Capital in Kansas: approval rate, denial rate and rates (2025)

General Mortgage Capital took 28 mortgage applications in Kansas in 2025, ranking #280 of 766 lenders active in the state. It originated 89.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.0%.

28Applicationsin KS
0.0%Decision denial ratestate 18.3%
6.38%Median ratestate 6.63%
$260,000Median loanstate $165,000
$6.5MVolume7 counties

General Mortgage Capital in Kansas vs the state

0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
89.3%Origination rate+25.47 pts vs state
6.38%Median rate-0.25 pts vs state
-0.08Rate spread (pts)-0.38 pts vs state
$190kMedian applicant income
25Loans originated
0Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202323194.4%6.99%#265
202416150.0%6.63%#298
202528250.0%6.38%#280

What General Mortgage Capital lends in Kansas

By loan purpose

Home purchase 19 68% · 0.0% denied
Refinance 4 14% · 0.0% denied
Cash-out refinance 5 18% · 0.0% denied

By loan type

Conventional 28 100% · 0.0% denied

Where in Kansas

Counties with the most General Mortgage Capital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 15140 0.0%
Butler County 650 0.0%
Johnson County 320 0.0%
Pottawatomie County 110 0.0%
Riley County 110 0.0%
Wyandotte County 110 0.0%
McPherson County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 28 applications in 2025, of which 25 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans General Mortgage Capital originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are General Mortgage Capital's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology