General Electric Credit Union in Ohio vs the state
11.1%Denial rate-6.56 pts vs state
14.0%Decision denial rate-7.94 pts vs state
65.8%Origination rate+5.89 pts vs state
5.99%Median rate-0.88 pts vs state
-1.19Rate spread (pts)-1.58 pts vs state
$118kMedian applicant income
798Loans originated
135Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,809 | 1,254 | 7.1% | 5.63% | #46 |
| 2024 | 1,429 | 968 | 7.4% | 5.99% | #59 |
| 2025 | 1,213 | 798 | 11.1% | 5.99% | #74 |
What General Electric Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most General Electric Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 495 | 311 | 70 | 14.1% |
| Butler County | 257 | 181 | 18 | 7.0% |
| Warren County | 196 | 131 | 22 | 11.2% |
| Clermont County | 172 | 120 | 10 | 5.8% |
| Montgomery County | 20 | 11 | 3 | 15.0% |
| Brown County | 17 | 11 | 3 | 17.6% |
| Franklin County | 9 | 4 | 1 | 11.1% |
| Clinton County | 9 | 5 | 3 | 33.3% |
| Adams County | 7 | 6 | 0 | 0.0% |
| Preble County | 5 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,213 applications in 2025, of which 798 were originated and 135 denied.
11.1% of all applications, or 14.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans General Electric Credit Union originated in Ohio in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are General Electric Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology