Flat Branch Mortgage · Louisiana · 2025

Flat Branch Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Flat Branch Mortgage took 8 mortgage applications in Louisiana in 2025, ranking #400 of 721 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.2%.

8Applicationsin LA
0.0%Decision denial ratestate 28.2%
6.99%Median ratestate 6.63%
$250,000Median loanstate $165,000
$2.1MVolume4 counties

Flat Branch Mortgage in Louisiana vs the state

0.0%Denial rate-22.17 pts vs state
0.0%Decision denial rate-28.15 pts vs state
100.0%Origination rate+48.03 pts vs state
6.99%Median rate+0.37 pts vs state
0.39Rate spread (pts)+0.03 pts vs state
$165kMedian applicant income
8Loans originated
0Denied

What Flat Branch Mortgage lends in Louisiana

By loan purpose

Home purchase 7 88% · 0.0% denied
Refinance 1 13% · 0.0% denied

By loan type

Conventional 4 50% · 0.0% denied
FHA 1 13% · 0.0% denied
VA 3 38% · 0.0% denied

Where in Louisiana

Counties with the most Flat Branch Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vernon Parish 330 0.0%
Beauregard Parish 330 0.0%
Assumption Parish 110 0.0%
Bossier Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 8 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Flat Branch Mortgage originated in Louisiana in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Flat Branch Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology