Firsttrust Home Loans in Oklahoma vs the state
0.8%Denial rate-17.10 pts vs state
0.9%Decision denial rate-21.96 pts vs state
88.6%Origination rate+32.47 pts vs state
6.25%Median rate-0.38 pts vs state
0.14Rate spread (pts)-0.21 pts vs state
$100kMedian applicant income
217Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 31 | 4.4% | 6.63% | #230 |
| 2024 | 73 | 2 | 2.7% | 6.75% | #202 |
| 2025 | 245 | 217 | 0.8% | 6.25% | #109 |
What Firsttrust Home Loans lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Firsttrust Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sequoyah County | 70 | 65 | 1 | 1.4% |
| Le Flore County | 66 | 58 | 1 | 1.5% |
| Cleveland County | 36 | 31 | 0 | 0.0% |
| Oklahoma County | 22 | 22 | 0 | 0.0% |
| Canadian County | 19 | 16 | 0 | 0.0% |
| McCurtain County | 5 | 5 | 0 | 0.0% |
| Muskogee County | 5 | 3 | 0 | 0.0% |
| Cherokee County | 3 | 3 | 0 | 0.0% |
| McClain County | 2 | 2 | 0 | 0.0% |
| Pittsburg County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 245 applications in 2025, of which 217 were originated and 2 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Firsttrust Home Loans originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Firsttrust Home Loans's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology