Firstrust Savings Bank in New Jersey vs the state
30.3%Denial rate+12.57 pts vs state
35.4%Decision denial rate+12.33 pts vs state
51.3%Origination rate-4.36 pts vs state
4.99%Median rate-1.76 pts vs state
0.00Rate spread (pts)-0.28 pts vs state
$155kMedian applicant income
78Loans originated
46Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 282 | 153 | 24.5% | 6.75% | #146 |
| 2024 | 173 | 79 | 42.8% | 6.00% | #207 |
| 2025 | 152 | 78 | 30.3% | 4.99% | #220 |
What Firstrust Savings Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Firstrust Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 46 | 26 | 10 | 21.7% |
| Burlington County | 27 | 14 | 10 | 37.0% |
| Atlantic County | 26 | 9 | 8 | 30.8% |
| Cape May County | 20 | 12 | 4 | 20.0% |
| Gloucester County | 14 | 7 | 7 | 50.0% |
| Mercer County | 4 | 2 | 1 | 25.0% |
| Hunterdon County | 3 | 1 | 1 | 33.3% |
| Monmouth County | 2 | 2 | 0 | 0.0% |
| Middlesex County | 2 | 0 | 2 | 100.0% |
| Salem County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 152 applications in 2025, of which 78 were originated and 46 denied.
30.3% of all applications, or 35.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Firstrust Savings Bank originated in New Jersey in 2025 was 4.99%, against a statewide median of 6.75%.
About this data. Figures are Firstrust Savings Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology