Firstrust Savings Bank in Maryland vs the state
25.4%Denial rate+6.57 pts vs state
33.3%Decision denial rate+9.20 pts vs state
46.3%Origination rate-9.44 pts vs state
6.50%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.25 pts vs state
$130kMedian applicant income
31Loans originated
17Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 9 | 31.3% | 6.75% | #426 |
| 2024 | 38 | 25 | 23.7% | 6.38% | #339 |
| 2025 | 67 | 31 | 25.4% | 6.50% | #285 |
What Firstrust Savings Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Firstrust Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 40 | 17 | 10 | 25.0% |
| Baltimore city | 7 | 5 | 2 | 28.6% |
| Prince George's County | 6 | 1 | 2 | 33.3% |
| Worcester County | 3 | 1 | 0 | 0.0% |
| St. Mary's County | 2 | 1 | 1 | 50.0% |
| Cecil County | 2 | 1 | 1 | 50.0% |
| Montgomery County | 2 | 1 | 1 | 50.0% |
| Howard County | 2 | 2 | 0 | 0.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| Talbot County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 67 applications in 2025, of which 31 were originated and 17 denied.
25.4% of all applications, or 33.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Firstrust Savings Bank originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Firstrust Savings Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology