First Savings Bank in Tennessee vs the state
34.1%Denial rate+16.95 pts vs state
42.9%Decision denial rate+21.18 pts vs state
45.5%Origination rate-12.63 pts vs state
7.63%Median rate+1.00 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$127kMedian applicant income
20Loans originated
15Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 44 | 11.5% | 6.88% | #315 |
| 2024 | 30 | 12 | 40.0% | 7.38% | #463 |
| 2025 | 44 | 20 | 34.1% | 7.63% | #426 |
What First Savings Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maury County | 5 | 3 | 2 | 40.0% |
| Knox County | 4 | 1 | 2 | 50.0% |
| Davidson County | 4 | 2 | 0 | 0.0% |
| Sullivan County | 4 | 1 | 1 | 25.0% |
| Hamilton County | 3 | 1 | 1 | 33.3% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Sumner County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Anderson County | 2 | 1 | 0 | 0.0% |
| Williamson County | 2 | 1 | 1 | 50.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 44 applications in 2025, of which 20 were originated and 15 denied.
34.1% of all applications, or 42.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans First Savings Bank originated in Tennessee in 2025 was 7.63%, against a statewide median of 6.62%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology