First Oklahoma Bank in Oklahoma vs the state
2.0%Denial rate-15.96 pts vs state
2.0%Decision denial rate-20.87 pts vs state
87.3%Origination rate+31.15 pts vs state
—Median rate
—Rate spread (pts)
$99kMedian applicant income
89Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 67 | 0.0% | — | #201 |
| 2024 | 69 | 66 | 0.0% | — | #210 |
| 2025 | 102 | 89 | 2.0% | — | #184 |
What First Oklahoma Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most First Oklahoma Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 66 | 56 | 1 | 1.5% |
| Oklahoma County | 10 | 10 | 0 | 0.0% |
| Wagoner County | 6 | 6 | 0 | 0.0% |
| Cleveland County | 4 | 4 | 0 | 0.0% |
| Creek County | 3 | 3 | 0 | 0.0% |
| Rogers County | 2 | 1 | 0 | 0.0% |
| Canadian County | 2 | 1 | 0 | 0.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
| Love County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 102 applications in 2025, of which 89 were originated and 2 denied.
2.0% of all applications, or 2.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Oklahoma Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology