First National Bank of Omaha in Kansas vs the state
23.3%Denial rate+8.29 pts vs state
27.1%Decision denial rate+8.85 pts vs state
60.7%Origination rate-3.15 pts vs state
7.13%Median rate+0.50 pts vs state
0.33Rate spread (pts)+0.03 pts vs state
$123kMedian applicant income
307Loans originated
118Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 604 | 399 | 15.1% | 7.15% | #32 |
| 2024 | 482 | 306 | 18.3% | 7.99% | #50 |
| 2025 | 506 | 307 | 23.3% | 7.13% | #53 |
What First National Bank of Omaha lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most First National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 336 | 208 | 72 | 21.4% |
| Wyandotte County | 99 | 55 | 32 | 32.3% |
| Leavenworth County | 28 | 19 | 6 | 21.4% |
| Miami County | 15 | 6 | 4 | 26.7% |
| Douglas County | 6 | 5 | 1 | 16.7% |
| Riley County | 3 | 2 | 1 | 33.3% |
| Atchison County | 3 | 2 | 1 | 33.3% |
| Sedgwick County | 3 | 2 | 0 | 0.0% |
| Clay County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 506 applications in 2025, of which 307 were originated and 118 denied.
23.3% of all applications, or 27.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans First National Bank of Omaha originated in Kansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of Omaha's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology