First National Bank of America in Kansas vs the state
3.6%Denial rate-11.46 pts vs state
5.0%Decision denial rate-13.28 pts vs state
67.9%Origination rate+4.04 pts vs state
8.99%Median rate+2.37 pts vs state
2.76Rate spread (pts)+2.46 pts vs state
$74kMedian applicant income
19Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 19 | 12.5% | 9.50% | #261 |
| 2024 | 24 | 16 | 16.7% | 9.37% | #269 |
| 2025 | 28 | 19 | 3.6% | 8.99% | #281 |
What First National Bank of America lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 11 | 7 | 1 | 9.1% |
| Wyandotte County | 9 | 6 | 0 | 0.0% |
| Johnson County | 3 | 3 | 0 | 0.0% |
| Leavenworth County | 2 | 1 | 0 | 0.0% |
| Finney County | 2 | 1 | 0 | 0.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 28 applications in 2025, of which 19 were originated and 1 denied.
3.6% of all applications, or 5.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans First National Bank of America originated in Kansas in 2025 was 8.99%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology