First Federal Savings Bank in Illinois vs the state
6.1%Denial rate-10.99 pts vs state
7.0%Decision denial rate-14.64 pts vs state
79.4%Origination rate+20.61 pts vs state
—Median rate
—Rate spread (pts)
$111kMedian applicant income
246Loans originated
19Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 366 | 297 | 4.1% | 6.75% | #140 |
| 2024 | 311 | 252 | 4.8% | — | #175 |
| 2025 | 310 | 246 | 6.1% | — | #185 |
What First Federal Savings Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| LaSalle County | 83 | 65 | 8 | 9.6% |
| Will County | 53 | 42 | 3 | 5.7% |
| Kane County | 40 | 32 | 1 | 2.5% |
| Grundy County | 28 | 19 | 3 | 10.7% |
| Cook County | 26 | 19 | 0 | 0.0% |
| McHenry County | 14 | 14 | 0 | 0.0% |
| DuPage County | 12 | 11 | 0 | 0.0% |
| Bureau County | 10 | 9 | 1 | 10.0% |
| DeKalb County | 9 | 7 | 1 | 11.1% |
| Lake County | 8 | 7 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 310 applications in 2025, of which 246 were originated and 19 denied.
6.1% of all applications, or 7.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Federal Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology