First Federal Bank of Kansas City in Kansas vs the state
15.4%Denial rate+0.35 pts vs state
17.1%Decision denial rate-1.19 pts vs state
73.1%Origination rate+9.26 pts vs state
6.50%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.17 pts vs state
$100kMedian applicant income
95Loans originated
20Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 130 | 10.3% | 6.25% | #94 |
| 2024 | 126 | 94 | 11.9% | 6.50% | #133 |
| 2025 | 130 | 95 | 15.4% | 6.50% | #138 |
What First Federal Bank of Kansas City lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most First Federal Bank of Kansas City applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 71 | 51 | 8 | 11.3% |
| Wyandotte County | 52 | 37 | 12 | 23.1% |
| Leavenworth County | 4 | 4 | 0 | 0.0% |
| Miami County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 130 applications in 2025, of which 95 were originated and 20 denied.
15.4% of all applications, or 17.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans First Federal Bank of Kansas City originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are First Federal Bank of Kansas City's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology