First Community Mortgage in Indiana vs the state
6.2%Denial rate-10.36 pts vs state
7.0%Decision denial rate-13.17 pts vs state
73.0%Origination rate+10.76 pts vs state
6.88%Median rate+0.13 pts vs state
0.63Rate spread (pts)+0.26 pts vs state
$91kMedian applicant income
376Loans originated
32Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 602 | 465 | 6.8% | 7.13% | #84 |
| 2024 | 772 | 592 | 3.8% | 6.99% | #81 |
| 2025 | 515 | 376 | 6.2% | 6.88% | #114 |
What First Community Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 138 | 94 | 11 | 8.0% |
| Lake County | 60 | 47 | 4 | 6.7% |
| Porter County | 57 | 49 | 0 | 0.0% |
| Hamilton County | 54 | 43 | 0 | 0.0% |
| Johnson County | 35 | 25 | 2 | 5.7% |
| Hendricks County | 27 | 20 | 2 | 7.4% |
| Allen County | 15 | 11 | 0 | 0.0% |
| Morgan County | 12 | 8 | 0 | 0.0% |
| Boone County | 11 | 9 | 0 | 0.0% |
| Clark County | 10 | 6 | 2 | 20.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 515 applications in 2025, of which 376 were originated and 32 denied.
6.2% of all applications, or 7.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Community Mortgage originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology