First Community Bank in Kansas vs the state
21.4%Denial rate+6.40 pts vs state
21.4%Decision denial rate+3.15 pts vs state
78.6%Origination rate+14.75 pts vs state
8.50%Median rate+1.88 pts vs state
0.49Rate spread (pts)+0.19 pts vs state
$72kMedian applicant income
11Loans originated
3Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 29 | 5.9% | 9.00% | #233 |
| 2024 | 18 | 15 | 0.0% | 9.20% | #292 |
| 2025 | 14 | 11 | 21.4% | 8.50% | #328 |
What First Community Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most First Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cherokee County | 7 | 5 | 2 | 28.6% |
| Crawford County | 4 | 3 | 1 | 25.0% |
| Labette County | 1 | 1 | 0 | 0.0% |
| Wyandotte County | 1 | 1 | 0 | 0.0% |
| Republic County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 14 applications in 2025, of which 11 were originated and 3 denied.
21.4% of all applications, or 21.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans First Community Bank originated in Kansas in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are First Community Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology