First American Bank in Washington vs the state
33.3%Denial rate+17.68 pts vs state
40.0%Decision denial rate+20.46 pts vs state
50.0%Origination rate-11.06 pts vs state
7.25%Median rate+0.63 pts vs state
0.14Rate spread (pts)-0.05 pts vs state
$222kMedian applicant income
3Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 66.7% | 8.25% | #499 |
| 2025 | 6 | 3 | 33.3% | 7.25% | #511 |
What First American Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 3 | 1 | 1 | 33.3% |
| Cowlitz County | 1 | 1 | 0 | 0.0% |
| Snohomish County | 1 | 0 | 1 | 100.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 6 applications in 2025, of which 3 were originated and 2 denied.
33.3% of all applications, or 40.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First American Bank originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are First American Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology