Firefighters First Federal Credit Union in Tennessee vs the state
17.7%Denial rate+0.51 pts vs state
23.1%Decision denial rate+1.40 pts vs state
58.8%Origination rate+0.74 pts vs state
6.62%Median rate0.00 pts vs state
0.03Rate spread (pts)-0.20 pts vs state
$120kMedian applicant income
20Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 6.75% | #670 |
| 2024 | 15 | 13 | 0.0% | 7.00% | #554 |
| 2025 | 34 | 20 | 17.7% | 6.62% | #464 |
What Firefighters First Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 4 | 1 | 1 | 25.0% |
| Rutherford County | 3 | 1 | 1 | 33.3% |
| Sumner County | 3 | 2 | 0 | 0.0% |
| Williamson County | 3 | 2 | 0 | 0.0% |
| Wilson County | 3 | 2 | 1 | 33.3% |
| Davidson County | 3 | 2 | 1 | 33.3% |
| Tipton County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 34 applications in 2025, of which 20 were originated and 6 denied.
17.7% of all applications, or 23.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Firefighters First Federal Credit Union originated in Tennessee in 2025 was 6.62%, against a statewide median of 6.62%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology