Finance of America Reverse in Tennessee vs the state
10.2%Denial rate-6.94 pts vs state
13.0%Decision denial rate-8.69 pts vs state
65.8%Origination rate+7.74 pts vs state
6.13%Median rate-0.50 pts vs state
—Rate spread (pts)
$28kMedian applicant income
129Loans originated
20Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 156 | 17.7% | 7.71% | #169 |
| 2024 | 229 | 157 | 7.9% | 7.13% | #181 |
| 2025 | 196 | 129 | 10.2% | 6.13% | #219 |
What Finance of America Reverse lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 25 | 16 | 3 | 12.0% |
| Knox County | 15 | 9 | 2 | 13.3% |
| Sumner County | 14 | 10 | 1 | 7.1% |
| Shelby County | 11 | 9 | 1 | 9.1% |
| Williamson County | 7 | 4 | 2 | 28.6% |
| Hamilton County | 7 | 5 | 0 | 0.0% |
| Bradley County | 6 | 5 | 0 | 0.0% |
| Bedford County | 6 | 4 | 1 | 16.7% |
| Montgomery County | 5 | 3 | 0 | 0.0% |
| Rutherford County | 5 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 196 applications in 2025, of which 129 were originated and 20 denied.
10.2% of all applications, or 13.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Finance of America Reverse originated in Tennessee in 2025 was 6.13%, against a statewide median of 6.62%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology