Filo Mortgage in Tennessee vs the state
2.7%Denial rate-14.47 pts vs state
4.8%Decision denial rate-16.87 pts vs state
44.4%Origination rate-13.69 pts vs state
6.49%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.20 pts vs state
$125kMedian applicant income
83Loans originated
5Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 32 | 5.8% | 6.25% | #316 |
| 2024 | 146 | 58 | 2.1% | 6.49% | #248 |
| 2025 | 187 | 83 | 2.7% | 6.49% | #225 |
What Filo Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Filo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 22 | 15 | 0 | 0.0% |
| Rutherford County | 17 | 5 | 0 | 0.0% |
| Shelby County | 15 | 6 | 0 | 0.0% |
| Davidson County | 15 | 6 | 1 | 6.7% |
| Hamilton County | 15 | 9 | 0 | 0.0% |
| Williamson County | 14 | 3 | 0 | 0.0% |
| Sevier County | 13 | 7 | 0 | 0.0% |
| Sumner County | 9 | 5 | 0 | 0.0% |
| Wilson County | 8 | 4 | 0 | 0.0% |
| Loudon County | 8 | 4 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 187 applications in 2025, of which 83 were originated and 5 denied.
2.7% of all applications, or 4.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Filo Mortgage originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Filo Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology