Fidelity Bank in Iowa vs the state
2.4%Denial rate-10.51 pts vs state
2.8%Decision denial rate-12.51 pts vs state
80.4%Origination rate+11.96 pts vs state
—Median rate
—Rate spread (pts)
$112kMedian applicant income
308Loans originated
9Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 249 | 214 | 1.2% | 6.75% | #76 |
| 2024 | 356 | 277 | 1.4% | 6.75% | #61 |
| 2025 | 383 | 308 | 2.4% | — | #59 |
What Fidelity Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 200 | 159 | 4 | 2.0% |
| Dallas County | 76 | 63 | 0 | 0.0% |
| Warren County | 39 | 32 | 2 | 5.1% |
| Boone County | 9 | 7 | 0 | 0.0% |
| Jasper County | 9 | 8 | 0 | 0.0% |
| Clarke County | 8 | 4 | 1 | 12.5% |
| Guthrie County | 5 | 4 | 0 | 0.0% |
| Story County | 5 | 5 | 0 | 0.0% |
| Madison County | 5 | 5 | 0 | 0.0% |
| Marion County | 3 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 383 applications in 2025, of which 308 were originated and 9 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology