Fedex Employees Credit Association in Mississippi vs the state
7.0%Denial rate-15.94 pts vs state
7.9%Decision denial rate-20.56 pts vs state
74.4%Origination rate+21.55 pts vs state
7.50%Median rate+0.75 pts vs state
0.00Rate spread (pts)-0.33 pts vs state
$107kMedian applicant income
32Loans originated
3Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 23 | 5.7% | 7.13% | #180 |
| 2024 | 36 | 20 | 27.8% | 7.13% | #181 |
| 2025 | 43 | 32 | 7.0% | 7.50% | #183 |
What Fedex Employees Credit Association lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Fedex Employees Credit Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 35 | 28 | 2 | 5.7% |
| Marshall County | 4 | 2 | 1 | 25.0% |
| Tate County | 2 | 2 | 0 | 0.0% |
| Hinds County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 43 applications in 2025, of which 32 were originated and 3 denied.
7.0% of all applications, or 7.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Fedex Employees Credit Association originated in Mississippi in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Fedex Employees Credit Association's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology