Farm Credit Mid-America in Oklahoma vs the state
17.9%Denial rate-0.06 pts vs state
23.8%Decision denial rate+0.94 pts vs state
52.7%Origination rate-3.42 pts vs state
7.00%Median rate+0.38 pts vs state
0.54Rate spread (pts)+0.20 pts vs state
$147kMedian applicant income
59Loans originated
20Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 27 | 10.0% | 7.25% | #241 |
| 2024 | 96 | 66 | 16.7% | 7.13% | #177 |
| 2025 | 112 | 59 | 17.9% | 7.00% | #171 |
What Farm Credit Mid-America lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Okmulgee County | 6 | 4 | 1 | 16.7% |
| McClain County | 6 | 3 | 1 | 16.7% |
| Grady County | 5 | 1 | 2 | 40.0% |
| Osage County | 5 | 3 | 0 | 0.0% |
| Lincoln County | 5 | 3 | 0 | 0.0% |
| Garfield County | 5 | 5 | 0 | 0.0% |
| Logan County | 4 | 3 | 0 | 0.0% |
| Garvin County | 4 | 2 | 2 | 50.0% |
| Payne County | 4 | 2 | 0 | 0.0% |
| Tulsa County | 3 | 1 | 2 | 66.7% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 112 applications in 2025, of which 59 were originated and 20 denied.
17.9% of all applications, or 23.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Farm Credit Mid-America originated in Oklahoma in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology