F & C Bank in Missouri vs the state
1.5%Denial rate-13.57 pts vs state
1.5%Decision denial rate-17.17 pts vs state
91.5%Origination rate+28.84 pts vs state
—Median rate
—Rate spread (pts)
$91kMedian applicant income
183Loans originated
3Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 193 | 175 | 1.0% | — | #156 |
| 2024 | 193 | 182 | 2.6% | — | #169 |
| 2025 | 200 | 183 | 1.5% | — | #185 |
What F & C Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most F & C Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 141 | 130 | 0 | 0.0% |
| Jackson County | 26 | 24 | 1 | 3.8% |
| Cass County | 8 | 6 | 1 | 12.5% |
| Clay County | 6 | 6 | 0 | 0.0% |
| Lafayette County | 4 | 4 | 0 | 0.0% |
| Pettis County | 3 | 2 | 1 | 33.3% |
| Henry County | 3 | 3 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Camden County | 2 | 2 | 0 | 0.0% |
| Bates County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 200 applications in 2025, of which 183 were originated and 3 denied.
1.5% of all applications, or 1.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are F & C Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology