Evolve Bank & Trust in Missouri vs the state
5.6%Denial rate-9.51 pts vs state
6.7%Decision denial rate-12.03 pts vs state
72.2%Origination rate+9.56 pts vs state
6.75%Median rate+0.13 pts vs state
0.18Rate spread (pts)-0.17 pts vs state
$132kMedian applicant income
13Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 10 | 6.7% | 6.50% | #461 |
| 2024 | 8 | 5 | 0.0% | 7.25% | #512 |
| 2025 | 18 | 13 | 5.6% | 6.75% | #442 |
What Evolve Bank & Trust lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Evolve Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Newton County | 5 | 3 | 1 | 20.0% |
| St. Louis County | 2 | 1 | 0 | 0.0% |
| Jasper County | 2 | 2 | 0 | 0.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Barry County | 1 | 0 | 0 | 0.0% |
| Cape Girardeau County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| McDonald County | 1 | 1 | 0 | 0.0% |
| St. Louis city | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 18 applications in 2025, of which 13 were originated and 1 denied.
5.6% of all applications, or 6.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Evolve Bank & Trust originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Evolve Bank & Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology