Evergreen Moneysource Mortgage in Oregon vs the state
0.8%Denial rate-14.53 pts vs state
1.0%Decision denial rate-18.17 pts vs state
65.2%Origination rate+4.58 pts vs state
6.88%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.21 pts vs state
$116kMedian applicant income
416Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 652 | 469 | 4.1% | 6.88% | #52 |
| 2024 | 692 | 489 | 3.5% | 6.99% | #51 |
| 2025 | 638 | 416 | 0.8% | 6.88% | #60 |
What Evergreen Moneysource Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Evergreen Moneysource Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 123 | 86 | 5 | 4.1% |
| Lincoln County | 72 | 51 | 0 | 0.0% |
| Marion County | 68 | 41 | 0 | 0.0% |
| Washington County | 46 | 30 | 0 | 0.0% |
| Lane County | 41 | 28 | 0 | 0.0% |
| Clackamas County | 39 | 23 | 0 | 0.0% |
| Linn County | 32 | 19 | 0 | 0.0% |
| Deschutes County | 25 | 18 | 0 | 0.0% |
| Yamhill County | 22 | 12 | 0 | 0.0% |
| Douglas County | 21 | 14 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 638 applications in 2025, of which 416 were originated and 5 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Evergreen Moneysource Mortgage originated in Oregon in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology