Equity Bank in Arkansas vs the state
11.8%Denial rate-6.43 pts vs state
13.3%Decision denial rate-9.80 pts vs state
76.0%Origination rate+19.19 pts vs state
7.43%Median rate+0.80 pts vs state
-2.16Rate spread (pts)-2.50 pts vs state
$78kMedian applicant income
168Loans originated
26Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 218 | 6.6% | 6.63% | #75 |
| 2024 | 221 | 159 | 14.0% | 7.75% | #93 |
| 2025 | 221 | 168 | 11.8% | 7.43% | #103 |
What Equity Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Equity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 76 | 60 | 5 | 6.6% |
| Boone County | 76 | 53 | 13 | 17.1% |
| Benton County | 49 | 39 | 7 | 14.3% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Searcy County | 4 | 3 | 0 | 0.0% |
| Newton County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Garland County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Pulaski County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 221 applications in 2025, of which 168 were originated and 26 denied.
11.8% of all applications, or 13.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Equity Bank originated in Arkansas in 2025 was 7.43%, against a statewide median of 6.63%.
About this data. Figures are Equity Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology