Envoy Mortgage in Nevada vs the state
6.7%Denial rate-10.78 pts vs state
8.8%Decision denial rate-13.40 pts vs state
68.9%Origination rate+11.18 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.11 pts vs state
$103kMedian applicant income
31Loans originated
3Denied
What Envoy Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Envoy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 39 | 25 | 3 | 7.7% |
| Nye County | 4 | 4 | 0 | 0.0% |
| Washoe County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 45 applications in 2025, of which 31 were originated and 3 denied.
6.7% of all applications, or 8.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Envoy Mortgage originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Envoy Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology