Endeavor Capital, LLC. in Kentucky vs the state
6.5%Denial rate-12.36 pts vs state
10.3%Decision denial rate-13.23 pts vs state
56.5%Origination rate-1.59 pts vs state
6.38%Median rate-0.38 pts vs state
0.39Rate spread (pts)+0.08 pts vs state
$84kMedian applicant income
70Loans originated
8Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 99 | 2.3% | 6.63% | #114 |
| 2024 | 152 | 78 | 2.6% | 6.50% | #155 |
| 2025 | 124 | 70 | 6.5% | 6.38% | #185 |
What Endeavor Capital, LLC. lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Endeavor Capital, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 15 | 4 | 1 | 6.7% |
| Boone County | 8 | 2 | 1 | 12.5% |
| Fayette County | 7 | 5 | 0 | 0.0% |
| Madison County | 6 | 4 | 0 | 0.0% |
| Franklin County | 6 | 4 | 0 | 0.0% |
| Hardin County | 5 | 2 | 1 | 20.0% |
| Bullitt County | 4 | 3 | 0 | 0.0% |
| Marshall County | 4 | 3 | 0 | 0.0% |
| Oldham County | 4 | 1 | 0 | 0.0% |
| Shelby County | 4 | 3 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 124 applications in 2025, of which 70 were originated and 8 denied.
6.5% of all applications, or 10.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Endeavor Capital, LLC. originated in Kentucky in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Endeavor Capital, LLC.'s own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology