Encompass Lending Group in Arkansas vs the state
0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
66.7%Origination rate+9.84 pts vs state
6.75%Median rate+0.12 pts vs state
0.53Rate spread (pts)+0.19 pts vs state
$63kMedian applicant income
4Loans originated
0Denied
What Encompass Lending Group lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Encompass Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| White County | 1 | 0 | 0 | 0.0% |
| Lonoke County | 1 | 0 | 0 | 0.0% |
| Sebastian County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Hot Spring County | 1 | 1 | 0 | 0.0% |
| Independence County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 6 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Encompass Lending Group originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Encompass Lending Group's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology